If you live in a subdivision with covenants and restrictions, your house and lot are subject to foreclosure if you fail to pay your homeowner association dues and assessments.
In South Carolina we have judicial foreclosures that require a hearing before a judge. As the property owner, you must be given notice of the court proceeding and you are allowed to present any defense you may have to the foreclosure proceeding.
Our team of attorneys has more than 50 years of experience in real estate law. If you need legal assistance with a foreclosure, make your first call to Babb & Bixler.